Please note that my opinions are my own, and the opinions of the anyone or any institution quoted are theirs. The opinions expressed herein do not reflect the opinion of North Carolina State University, its board of directors, the College of Management or any other college, Student Media Authority, or WKNC Raleigh.

Wednesday, June 27, 2007

Why Gun Control via the Insurance Vehicle Isn't So Easy

This morning, I submitted my thoughts below to the author of this article. Please read over his proposal that increased personal liability insurance coverage could serve as a better gun "control."

I enjoyed a good idea as much as the next person. this article on insuring firearm owners strikes me as a method of controlling both the number of citizens owning guns and the number of "accidents," or at the least "accidents" without compensation that occur each year.

I wonder though, how such a policy would prevent violent crime in the nations most notorious crime areas (New York, Atlanta, and Chicago). I feel that any kind of gun control policy will always fall short of reducing violent crime outside the deterrent effect that widespread proliferation insures. If you don't know who has a gun on the subway, you are less likely to pull yours out in the commission of a violent crime. Unfortunately, forcing insurance coverage seems more likely to increase the cost of owning (and operating) a weapon and decrease the numbers of gun owners in particularly high-risk areas. This all but eliminates the deterrent effect.

For my thoughts on gun control, a game theory analysis that affects my reasoning for widespread proliferation, and opinion of forced insurance coverage, see these posts:

Game Theory and VT Shootings

Healthcare is Messier Than You Think

Comments are welcome and encouraged.

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